Actual credit

₹4,00,000

Allocated to Bill 3

₹4,00,000

Bill 3 unpaid due

₹1,23,645

Bill 3 retention held

₹30,455

Unexplained short credit remains due, not an agreed deduction.

The reason for this short credit is unresolved. The unexplained amount remains unpaid due; it is not an agreed deduction.